Licensed California Life Insurance Specialist

Protecting Your Family's Future

Protected for today, partnered for life.

Sabrina Horst - Life Insurance Specialist

A Legacy of Service. A Mission of Protection.

For years, my professional home was in the Non-Profit sector, where I learned that true success is measured by the lives you impact and the burdens you help lift from others. I've always been a community advocate at heart, but in 2023, my perspective on "help" changed forever.

That year, I unexpectedly lost both of my parents and my stepfather. Beyond the immense personal grief, my family was left to navigate a difficult financial reality: my parents had no insurance or final expense coverage of any kind. Myself and my four siblings are still living through the hardship of trying to honor a legacy while carrying the weight of unplanned costs.

I made it my mission to ensure other families never have to face that same struggle.

I transitioned into the Life Insurance industry to bring the same advocacy I used in the non-profit world to your kitchen table. There are only two things we know for certain in this life: we will all leave this world someday, and we don't know when. My mission every day is to make sure that when that day comes, your family is left with a legacy, not a debt.

Insurance Solutions for Every Family

Final Expense Coverage

Ensure your family is never burdened by funeral costs and final expenses. I find affordable coverage even for those with health challenges like Parkinson's or Cancer.

Cash Value Life Insurance

Build tax-advantaged cash value while protecting your loved ones. A smart strategy that serves as both protection and a financial asset for your future.

Family Protection Plans

Comprehensive life insurance tailored to your family's unique situation. Whether you're just starting out or planning for retirement, I'll find the right fit.

Inclusive Solutions

No matter your health history or circumstances, I am committed to doing my absolute best to find a path forward. Everyone deserves access to protection.

My Commitment to You

My commitment to you doesn't end when the policy begins. Think of me as your advocate for life. Once we've secured your protection, I am always just a phone call away. I take pride in being a constant resource ensuring you're never alone when it comes to your family's protection.

01

Relentless Advocacy

I bring an unwavering commitment to finding the most affordable and comprehensive options for every family I serve.

02

Inclusive Solutions

Whether you are looking to build tax-advantaged cash value or need final expense coverage despite health challenges, I will do my absolute best to find a path forward for you.

03

Education First

I don't just sell policies; I help you understand how to protect your life's work. Knowledge is the foundation of every good decision.

Request a Free Consultation

Fill out the form below and I'll personally reach out to discuss the best options for you and your family.

Contact Information

Location

84 Seacliff Drive
Aptos, CA 95003

Verify My Credentials

NPN: 20170656
Agent ID: 4480668
CA Department of Insurance